Customer using ACF Technologies video banking solution to speak virtually with Davvivienda.

Davivienda innovates with Video Banking

June 8, 2021

Davivienda is a Colombian bank that is part of the Empresarial Bolivar Group, which has helped people, families, and companies meet their objectives for more than 75 years.

Recognized for their unique management style, which is achieved through effective communication, they are one of the five most valuable brands in Colombia and the first bank to receive public recognition in the country.

Davivienda has more than 17,000 employees, serving more than 10 million customers in 725 offices, and has around 2,600 ATMs across the region. In addition to its headquarters in Colombia, Davivienda has offices in Panama, Costa Rica, Honduras, El Salvador, and Miami in the United States.

The challenge

Due to the pandemic, the entire banking sector had to find ways to maintain contact with its customers and make them feel the peace of mind that is needed in such a complicated process.

Clients wanted to stay informed about their finances, investments, and savings, but due to global government regulations, attending an agency was virtually impossible. In the specific case of Honduras, the restrictions were quite strong, with rules that allowed citizens to leave their homes only twice a month, though many used these opportunities to buy food and basic necessities. With such strong limitations and lockdowns in place, many organizations were having to completely rethink their customer service strategy.

Considering these limitations, Davivienda Honduras identified 3 main challenges that they needed to solve in order to continue providing their service in the most accessible way possible:

  • How can we maintain a close relationship with the customer?
  • How can we bring commercial offers to the clients’ homes without physical contact?
  • How can we get executives to keep our customers’ attention without seeing them in an office and compromising their health?
Davivienda case study: phone UI showing positive customer reviews for virtual appointments by ACF Technologies.

The Solution: Davivienda Honduras Virtual Executive Digital Banking Service

Driven by Davivienda’s global culture of innovation and the need to accelerate digital transformation in Honduras, the bank identified an opportunity to modernise customer service delivery through secure digital engagement. Building on its established partnership with ACF Technologies, Davivienda implemented new technology-enabled service models designed to maintain high-quality banking support while enabling remote customer interaction.

Davivienda Honduras transformed its service approach toward a technology-first model that allows customers to interact with the bank without visiting a physical branch. Through the Assistant Anywhere service powered by ACF Technologies, clients can access banking assistance remotely while still receiving the same trusted support needed to manage finances and achieve their financial goals.

This solution enables customers to complete banking procedures and receive professional advice directly from a bank executive through secure video calls. The service, branded by Davivienda as Virtual Executive, allows customers to connect safely with banking specialists while maintaining convenience, accessibility, and service continuity.

The service is available to all Davivienda Honduras clients and users from any internet-connected device via the official Davivienda Honduras Virtual Executive service page. Customers can access the service and choose between three available service modules:

01 Talk to a virtual executive on-demand

This option allows business service inquiries and places clients in a virtual queue to wait for the next available advisor.

02 Schedule a virtual appointment

In this option, the customer decides when and what time they want to be attended by the customer service team and they have the option of receiving advice on more in-depth products compared to option one.

03 Modify a virtual appointment

In this module, the client will be able to consult or modify a scheduled appointment, and they will only need their identification number to access their request history.

Davivienda Honduras Virtual Executive Digital Banking Experience

Davivienda Honduras Virtual Executive video banking interface showing remote customer service powered by ACF Technologies.
Davivienda Honduras digital banking customer journey for Virtual Executive video appointments enabled by ACF Technologies.

In any of the options that the client chooses, they will receive reminders and confirmations through text messages and email. At the time of the appointment, they receive a text message with the link and the security PIN to access the video call with the assigned Virtual Executive, without the need to download special software or an application in the case of mobile phones.

The results

Davivienda Honduras exhibited this project at the regional level among the other subsidiaries and was recognized at the 2020 Internal Service Achievement Ceremony.

Davivienda Honduras remote banking experience using secure video appointments and digital customer support technology.
Davivienda Honduras Virtual Executive digital interface for booking and managing secure online banking video consultations.

We continue to advance in the implementation of solutions and digital process models that are easily accessible to our clients and users. Suppliers are an important part of our value chain. Working alongside ACF Technologies has allowed us to co-create and make innovations a reality, obtaining a great impact on our clients' experiences, such as the recent Virtual Executive service.

Henry Barahona
Strategy and Process Manager

Thanks to the success of "Virtual Executive", Davivienda Honduras was able to demonstrate to its clients how valuable they are as a brand.